graph TD

DDT[DD Team - First point of contact, Initial processing] --> ZM[ZM - Evaluates and Approves/Rejects]
ZM --> RBM[RBM - Reviews ZM-approved applications, Makes final decisions]
RBM --> DDL[DDL - Evaluates RBM-approved applications and Forwards to Finance]
DDL --> FDD[FDD Team - Financial Due Diligence and Document Submission]
FDD --> NBH[NBH - Final Review and Approval]
NBH --> Legal[Legal - Handles Legal Documentation and Compliance]
Legal --> SuperAdmin[Super Admin - Full Oversight and Management]